"Family 1st™ helped me
save a huge amount on
my auto and home
- Melvin, Chicago, IL
Children are a gift.
Protect your child's future - Children's whole life insurance is permanent life insurance that covers expenses in the unthinkable death of a child. But it also guarantees and protects your child's future insurability regardless of changes in health condition later in life, especially if there's a family history.
Today's marketplace offers a variety of products to choose from. You can choose to make fixed premium payments or choose a product that can be paid up in only 10 years or 20 years. This means you can have ownership of a fully paid, whole life policy in only 10 years or 20 years. Also, some products include the ability for your child to purchase more coverage as an adult.
there are companies that have complimentary member benefits such as:competitive
scholarships, family events, health and wellness discounts, legal
services, and retail benefits, just to name a few.
• 10 pay
• 20 pay
Features (vary depending on the company):
• Permanent Coverage (as long as premiums are paid)
• Guaranteed Premium (rates never increase)
• Benefits Never Decrease
• Builds Cash Value
• Protects Future Insurability (regardless of health conditions that may occur later)
• Ability to Purchase Additional Insurance
Complimentary Benefits (not offered by all companies and vary depending on the company):
• Competitive Scholarships
• Family Events (discounts)
• Health and Wellness Discounts
• Retail Benefits (online shopping discounts)
• Legal Services (free and discounted legal services)
life insurance is affordable and offers a life time of coverage as
an adult, but at the orignal monthly premium. We work with a number
of “A” rated companies. Let us shop around for you to
find the best fit for your family's needs and budget.
The most precious jewels you will ever wear around your neck are the arms of your children.